How P2P Exchanges Work

P2P exchanges enable direct value transfer between users.

5 min readP2P Education & Safety

How P2P Exchanges Work

Peer-to-peer (P2P) exchanges allow individuals to exchange value directly with one another, often using local fiat currencies, without relying on centralized liquidity pools.

Core Characteristics of P2P Systems

• Users interact directly as buyers and sellers

• Prices reflect local market demand and supply

• Payments are often settled via local banking rails

• Platforms provide infrastructure, not custody

A key component of modern P2P systems is escrow, which temporarily locks assets during a transaction to protect both parties.

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